Timing is again, usually the most important question. To complete a remortgage we need first to obtain and check the title details to your property, again carry out searches - though more lenders are waiving this in favour of quicker and cheaper local search indemnity insurance, and ensure the terms of your new mortgage offer, once the lender has carried out its survey and income checks, meet your requirements.

Similar to a purchase, in fact, but without the third party involvement and, therefore, usually a quicker process.